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FOR IMMEDIATE RELEASE | May 28, 2004

CONTACT: Deborah Tucker, NAVA, (703) 707-8830 ext. 15 or dtucker@navanet.org
 

 

 

NAVA Reports First Quarter

Variable Annuity Industry Data

 

Reston, VA, May 28, 2004 – NAVA announced today first quarter results for the variable annuity industry.  The combined net assets of U.S. variable annuities increased 2.9 percent to $1.0 trillion at the end of the first quarter, as compared to the end of the fourth quarter of 2003.  Net assets increased by 28.2 percent relative to the first quarter a year ago.

 

Table 1. Variable Annuity Net Assets

(Dollars in Millions)                                                 3/31/04          12/31/03            3/31/03

 

Total Net Assets                                                  1,026,341           997,083           800,591

Source: NAVA and VARDS, a product of Finetre Corporation 

 

Total variable annuity premium flow, or total sales, for the first quarter was $34.7 billion, a 15.9 percent increase from first quarter 2003.  First quarter net flows of $9.7 billion showed an increase of 28.0 percent from first quarter 2003 net flows of $7.6 billion.  The mix in premiums for the first quarter showed 60.3 percent of the total premium flow was in qualified plans and 39.7 percent in non-qualified. 

 

Table 2. Variable Annuity Premium Flows1

                                                                                                                   Quarter Ended

(Dollars in Millions)                                                                               3/31/04            3/31/03

 

Total Premium Flows                                                                             34,726             29,972

Net Flows                                                                                               9,693               7,575

Source: NAVA and VARDS, a product of Finetre Corporation


 

Table 3. Quarterly Variable Annuity Total Premium & Net Flows

Quarter Ended

($ Millions)            3/31/04                  12/31/03                    9/30/03                    6/30/03                    3/31/03

 

Total Flows            $34,726                   $31,739                   $31,883                   $32,837                   $29,972

Net Flows                  9,693                     13,263                    13,158                     11,987                       7,575

Net Flows as %         27.9%                     41.8%                     41.3%                     36.5%                     25.3%

of total flows

 

Source: NAVA and VARDS, a product of Finetre Corporation

 

The mix of net assets by investment objective showed that $559.6 billion, or 54.6 percent of assets, was held in equity accounts. This is an increase of 4.4 percent as compared with year-end 2003 when $536.2 billion, or 53.8 percent, was held in equity accounts.  The mix also shows that $260.8 billion, or 25.4 percent of assets, was held in fixed accounts, which is the same dollar amount held in fixed accounts at the end of 2003 but a 2.7% decrease as a percentage of total assets.

 

Table 4. Variable Annuity Assets by Investment Objective

                    

(As a percent of total assets)                                               3/31/04                12/31/03

 

Equity                                                                                  54.6%                    53.8%

Fixed Accounts                                                                    25.4                        26.1

Balanced                                                                              8.5                          8.5

Bonds                                                                                  8.8                          8.7

Money Market                                                                       2.7                         2.9

Source: NAVA and VARDS, a product of Finetre Corporation

 

NAVA is a non-profit trade association located in suburban Washington D.C.  NAVA provides a variety of services to the industry including educational forums, research, and conferences aimed at furthering the development and understanding of fixed and variable annuities, income annuities and variable life insurance.  NAVA also maintains and supports an educational website for consumers at www.RetireOnYourTerms.com.  VARDS is a product of Finetre Corporation.

 



1Total Premium Flows represent the sum of new sales [all first-time buyers of a contract, including inter- and intra-company exchanges] and additional premiums from existing contract owners.  Net Flows represent Total Premium Flows minus surrenders, withdrawals, inter- and intra-company exchanges, and benefit payments.