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 2007 Annuity Fact Book
The 2007 Annuity Fact Book provides over 125 pages of comprehensive statistical data on both fixed and variable annuities in one compact, handy reference guide. This year's edition includes new information on product developments, an expanded data section, the latest statistics on retirement readiness, an updated comparison of variable annuity and mutual fund fees and expenses, and much more.
Ideal for anyone who needs in-depth information and statistics about the annuity industry.
To view the table of contents and a list of figures, click here.
To download the order form click here.
| 2007 Annuity Fact Book |
Quantity |
Members |
Non-members |
| 1 - 49 |
$25 |
$50 |
| 50 - 99 |
$23 |
$48 |
| 100
- 499 |
$20 |
$45 |
| 500+ |
$15 |
$40 |
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Creating Retirement Income—3rd Edition
Newly updated in 2004, this colorful, easy-to-understand consumer guide clearly explains the different paths to accumulating retirement savings and coordinating sources of retirement income. It also describes the role variable annuities can play in making retirement more secure. Written by
the author of The Wall Street Journal Guide to Planning Your Financial Future in conjunction with NAVA, it is a perfect tool for your clients as they explore the many facets of creating retirement income. Available for $14.95 at bookstores
everywhere, you can order your copies at a discount directly through
NAVA. (Reviewed by NASD and found to appear consistent with applicable standards)
To download the order form, click here.
| Creating Retirement Income—3rd Edition |
| Quantity |
Members |
Non-members |
| 1 - 49 |
$10 |
$15 |
| 50 - 99 |
$9 |
$14 |
| 100 + |
$8 |
$13 |
|
Understanding Annuities—Retire on Your Terms
This 20-page, 8 ½ x 11 comprehensive booklet is a "must read" for anyone seriously considering buying an annuity. It provides a full explanation of what an annuity is (deferred vs. immediate, qualified vs. non-qualified, fixed vs. variable); along with details on the savings period (investment options, automatic asset rebalancing, dollar cost averaging, death benefits, tax deferral, fees); as well as the retirement income period (withdrawal options, annuitization, stabilization features).
An ideal source of information for clients who want a detailed, yet easy-to-understand, explanation of these often complex products.
(Reviewed by NASD and found to appear consistent with applicable standards)
To view this booklet, click here.
To download the order form, click here.
| Understanding Annuities—Retire on Your Terms |
| Quantity |
Members |
Non-members |
| 1 - 49 |
$4.00 |
$6.00 |
| 50 - 99 |
$3.50 |
$5.25 |
| 100 + |
$3.00 |
$4.50 |
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Buyer’s Guide: What to Look for When Buying a Variable Annuity
With so many options to choose from, buying a variable annuity can be overwhelming for today’s consumers. How to choose the right investments? What features help reduce investment risk? How can savings be accessed? The answers to all these questions, and more, are available in this clear, concise pamphlet that will not only give your customers an introduction to variable annuities, but will help them understand just what to look for when buying one. (Reviewed by NASD and found to appear consistent with applicable standards)
To view this pamphlet, click here.
To download the order form, click here.
| Buyer’s Guide: What to Look for When Buying a Variable Annuity |
| Quantity |
Members |
Non-members
|
| 1 - 99 |
$1.00 |
$1.75 |
| 100 - 499 |
$0.90 |
$1.50 |
| 500 + |
$0.80 |
$1.25 |
Immediate Variable Annuities—Income for Life
With the first wave of baby boomers fast approaching retirement, and the number of defined-contribution plans quickly outgrowing defined-benefit plans, more and more people are realizing the need to create their own reliable source of retirement income. Immediate variable annuities can be part of the solution.
This pamphlet will help your clients understand just how an immediate variable annuity works, the basic types of annuities available, what to look for when buying one, various payout options, taxation issues, and much more. (Reviewed by NASD and found to appear consistent with applicable standards)
To view this pamphlet, click here.
To download the order form, click here.
| Immediate Variable Annuities—Income for Life |
| Quantity |
Members |
Non-members |
| 1 - 99 |
$1.00 |
$1.75 |
| 100 - 499 |
$0.90 |
$1.50 |
| 500 + |
$0.80 |
$1.25 |
Variable Life Insurance: Protection, Flexibility, Choice
This easy-to-understand brochure provides an overview of variable universal life insurance, a highly flexible product which combines life insurance protection with the potential for long-term growth of principal.
Ideal for those who need a basic explanation of what variable life is, the different types of insurance available, tax advantages, fees and charges, as well as how to find the right policy. (Reviewed by NASD and found to appear consistent with applicable standards)
To view this pamphlet, click here.
To download the order form, click here.
| Variable Life Insurance: Protection, Flexibility, Choice |
| Quantity |
Members |
Non-members |
| 1 - 99 |
$1.00 |
$1.75 |
| 100 - 499 |
$0.90 |
$1.50 |
| 500 + |
$0.80 |
$1.25 |
How Long Can You Live Without a Paycheck?
You work your entire life, rewarded with a paycheck for your efforts. Then you retire, and the paycheck stops. This pamphlet stresses the need for income for life and clearly explains the basics of annuitization. Use this pamphlet in a mailing to your policyholders to encourage them to use an annuity to replace the income shortfall that may arise when they retire. (Reviewed by NASD and found to appear consistent with applicable standards)
To download the order form, click here.
| How Long Can You Live Without a Paycheck? |
| Quantity |
Members |
Non-members |
| 1 - 99 |
$0.75 |
$1.50 |
| 100 - 499 |
$0.50 |
$1.00 |
| 500 + |
$0.40 |
$0.80 |
Variable Annuities: Retire On Your Terms
This popular educational pamphlet, clearly communicates the
industry's messages about the important role variable annuities can play
in a retirement savings strategy. Its easy-to-read format, clearly explains the basics of variable annuities—from just what a variable annuity is to the benefits of tax-free transfers and guaranteed lifetime payments.
(Reviewed by NASD and found to appear consistent with applicable standards)
To view this pamphlet, click here.
To download the order form, click here.
| Variable Annuities: Retire On Your Terms |
| Quantity |
Members |
Non-members |
| 1 - 99 |
$0.75 |
$1.50 |
| 100 - 499 |
$0.50 |
$1.00 |
| 500 + |
$0.40 |
$0.80 |
Variable Annuities:
Unique Benefits for Retirement Planning
Social Security and qualified plan benefits alone are
not enough for most people to live on in retirement. This NAVA pamphlet
will help your customers understand how annuities can
be used to accumulate money for retirement, and to create a lifetime income stream. (Reviewed by NASD and found to appear consistent with applicable standards)
To view this pamphlet, click here.
To download the order form, click here.
| Variable Annuities: Unique Benefits for Retirement Planning |
| Quantity |
Members |
Non-members |
| 1 - 99 |
$0.75 |
$1.50 |
| 100 - 499 |
$0.50 |
$1.00 |
| 500 + |
$0.40 |
$0.80 |
 Why Use a Variable Annuity to Fund a Qualified Plan?
This pamphlet explains in clear, concise language the benefits of putting a variable annuity inside a
qualified plan. A great tool to help your registered representatives illustrate to their clients that variable
annuities were specifically designed for the qualified market. (Reviewed by NASD and found to appear
consistent with applicable standards)
To view this pamphlet, click here.
To download the order form, click here.
| Why Use a Variable Annuity to Fund a Qualified Plan? |
| Quantity |
Members |
Non-members |
| 1 - 99 |
$0.75 |
$1.50 |
| 100 - 499 |
$0.50 |
$1.00 |
| 500 + |
$0.40 |
$0.80 |
Greenwald Study – Survey on Investment Risk and Guarantees (2007)
 This survey recently released by NAVA indicates that fear of investment loss is widespread among older investors. Further, many are letting this fear prevent them from achieving the investment returns they need for financial security in retirement. Fear of investment loss leads to investing which is too conservative, with insufficient exposure to equities.
In addition, the NAVA survey points towards a solution that will be effective for many.
To view the complete study, click here.
Ibbotson Study—Why Investors Should Consider Lifetime Payout Annuities in Retirement
This groundbreaking study investigates the role lifetime payout annuities should play in a retirement portfolio, considering both the financial market risk and the longevity risk today’s investors face. The results clearly show that fixed and variable lifetime payout annuities provide an effective hedge against longevity risk, helping investors ensure adequate lifetime income throughout their retirement.
This study should be required reading for anyone planning, or helping others to plan, a retirement income strategy that realistically addresses the risks faced by today’s retirees.
For the executive summary, click here.
To download the order form, click here.
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Why Investors Should Consider Lifetime Payout Annuities in Retirement |
| Quantity |
Members |
Non-members |
| 1 - 49 |
$25 |
$50 |
| 50 - 99 |
$20 |
$40 |
| 100 + |
$15 |
$30 |
 Why Aren’t More People Buying Annuities?
Conducted by Mathew Greenwald & Associates (September 2002), and commissioned by NAVA, this study surveyed people who do not own annuities but are in the prime target market—ages 40-65 with annual incomes of at least $50,000. It explores how people in this segment are preparing financially for retirement, how they plan on maintaining their lifestyles as they grow older, what they think about annuities compared to other financial products, and much more.
A perfect tool to use to help you develop a marketing strategy based on direct input from those most likely to buy your product.
To download the order form, click here.
| Why Aren’t More People Buying Annuities? |
| Quantity |
Members |
Non-members |
| 1 - 49 |
$15 |
$30 |
| 50 - 99 |
$10 |
$20 |
| 100 + |
$5 |
$10 |
 Why Aren't More Brokers Selling Variable Life Insurance?
This new Mathew Greenwald & Associates research study (November 2002), commissioned by NAVA, explores the reasons why more brokers are not selling variable life insurance despite wide-spread agreement that it can be economically rewarding to them and can meet the needs of their clients. The report examines the challenges and perceived marketing barriers that brokers face in marketing variable life, and offers suggestions to help increase broker interest and stimulate sales of this valuable product.
A perfect tool to use to help develop a marketing strategy based on direct input from those most likely to sell your product.
To download the order form, click here.
| Why Aren't More Brokers Selling Variable Life Insurance? |
| Quantity |
Members |
Non-members |
| 1 - 49 |
$15 |
$30 |
| 50 - 99 |
$10 |
$20 |
| 100 + |
$5 |
$10 |
 Annuitization vs. Systematic Withdrawal After the 2003 Tax Act
This new PricewaterhouseCoopers research study (October 2003), commissioned
by NAVA, compares the after-tax performance of deferred load variable annuities
and mutual funds, held outside qualified retirement accounts, under the new 2003
Tax Act. Using four different payout options, the analysis demonstrates
that even after the tax rate reductions, annuities are an attractive investment
for long-term savers, with break-even holding periods between variable annuities
and mutual funds of less than 12 years. It also shows that in a direct
comparison between annuitization and systematic withdrawals, annuitization has a
distinct advantage when it come to withdrawing your money.
For the executive summary, click here.
To download the order form, click here.
| Annuitization vs. Systematic Withdrawal After the 2003 Tax Act |
| Quantity |
Members |
Non-members |
| 1 - 49 |
$25 |
$50 |
| 50 - 99 |
$20 |
$40 |
| 100 + |
$15 |
$30 |
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BOOKS/BOOKLETS